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Life Insurance

Latest Contributing Articles


Compare Types of Life Insurance Policies
There are so many different types of life insurance policies. How does one know what the best policy is for their personal needs?
Affordable Term Life Insurance
Low cost term life insurance policies can make buying insurance more affordable and more straightforward.
How to Buy Term Life Insurance Online
This article reviews how effectively a relatively new website store offers one-stop shopping for term life insurance policies online.
How to Find a Life Insurance Agent Online
After pointing and clicking through a short list of 14 questions, online consumers are instantly matched with candidate life insurance agent profiles.
Why Lenders Promote Mortgage Life Insurance
Lenders and Insurers send homeowners repeated offers to obtain mortgage protection life insurance every year with hopes of high profits.
Mortgage Protection Life Insurance
Most people's largest debt is their home mortgage; mortgage life insurance offers to alleviate that debt in the event of one's passing.
No Medical Exam Life Insurance
A no-medical exam life insurance policy will suit those people who are reluctant to go through a medical evaluation to become eligible for a policy.
The Pros & Cons of Whole Life Insurance
Whole life insurance is preferred by some consumers to term life policies. What are the advantages & disadvantages to permanent insurance compared to other options?
What is Whole Life Insurance & How Does it Work?
Those looking for a return on investment with life insurance often opt for a whole life policy rather than a term product. How does a permanent deal work?
What is Level Term Life Insurance?
Consumers looking for life insurance have various payment options. Many will opt for level term coverage that pays out a lump sum. What is this and what are the benefits?
Sample Optional Life Insurance Rates
In this case study of optional life premiums, rates for smokers are from 14% to 50% higher but at some ages are the same as for men and women non-smokers.
No Medical Group Life Insurance Conversions
Group life insurance contracts have a life conversion privilege that extends individual life insurance protection to terminating employees - even those in poor health.
Basic Group Term Life Insurance Rates
As these sample premiums show, even employees in poor health can pay the same low group term life insurance premium rates billed to fit young group members.
What is Convertible Term Life Insurance?
It can be hard to choose between term life insurance and permanent coverage. One alternative is convertible term life insurance that can be changed to whole life later.
What is Decreasing Term Life Insurance?
Decreasing term life insurance is just one term coverage option. This is often used to protect a mortgage. Is this a good deal or will consumers need more protection?
How Does Return of Premium Life Insurance Work?
Term life policies may not give return on investment. Permanent life can be expensive & low-performing. How is return of premium insurance different and how does it work?
The Pros and Cons of Term Life Insurance
Term life insurance is only one of the options open to consumers looking for protection. What are the advantages & disadvantages of term coverage compared to whole life?
What is Term Life Insurance & How Does it Work?
Consumers have different types of policies to choose from when looking at their life coverage. One of the most popular is term life insurance. How does this work?
How to Save on Life Insurance Premium Costs
Buying life insurance may be essential for many people but this doesn't mean that they can't try to cut premium costs. Which factors affect life coverage prices?
Best Life Insurance Websites
These life insurance websites are best able to draw more visitors via online searches, with compelling content that motivates users to buy their products.
Largest US Life Insurance Companies
This analysis presents the 15 leading US life insurers with the highest revenues and profits, and lists life insurance companies by financial strength ratings.
Term Life Insurance Rates by Major US City
Term life insurance rates generally cost more for applicants living in New York, Seattle and Boston, yet those consumers can still shop for competitively lower premiums.
Online Calculator for Life Insurance Rate Quotes
Popular website quickly presents rate comparisons based on zip code without requiring consumers to enter emails, mailing addresses or phone numbers.
Joint Life Insurance Policies and Premium Waiver
Life insurance comes with many different options. Two worth considering are joint life insurance and premium waiver coverage.
Whole Life Premiums vs Term Insurance Rates
Initially whole life premiums can be over 6 times higher than term life rates, yet whole life policies offer consumers significant savings over the longer term.